Home improvements are great to add value to your property, but they can be a pain to finance. In fact, most homeowners tend to focus on personal loans or an FHA 203k loan – they can be used for refinancing and repairs instead of buying a new home – when they look for financing options. But, believe it or not, there is more than one way to finance your home improvement project without taking a personal loan. Below, you’ll find 5 ways that should do the trick for you.

Build an eco house

#1. Let the home raise money for the improvement

If you already have a first mortgage on your home, homeequitylineof.credit can be a valuable option for you. You can draw out money as it fits and choose to pay it back when you can, as long as you keep the minimum monthly payment. You don’t even have to pay interest either until you use the money. But beware, though: If you can’t make the payment, you could end up homeless.

#2. Go green and get funded

If you decide to go green and add eco-friendly transformations to your home, you might not even have to pay for it by yourself. According to archive.epa.gov you can find funding opportunities for green buildings, including grants and tax-credits. There is a variety of national and local programs available. For an updated list, you may want to get in touch with your local authorities.

#3. Find a construction loan

Construction loans are rare and they are difficult to obtain. But this short-term loan option allows you to pay for the construction or extension work. You will need to need to make major renovations to be eligible for this kind of loan. At the end of the construction process, you will need to get the end loan, which is a loan to pay off the first loan. However, construction loans are very cumbersome in terms of application and funding, as the money is only released at specific stages of the project. Finally, if the work can’t be completed within the agreed scheduled, you might have to pay additional costs until you can move in.

#4. Borrow your 401(k)

It’s common for 401(k) programs to let you borrow from your account and pay back the loan over a number of years – generally five – via payroll deduction. However, you can only borrow up to 50% of your account balance, which limits the amount you can get. Additionally, if you leave your job or change company, you will need to repay the loan earlier. In that case, the loan becomes a withdrawal on which you owe taxes and penalties.

#5 Reverse mortgage for 62+

If you are 62 or older, you can get a reverse mortgage on the percentage of equity that you own in your property. While a reverse mortgage is expensive, you don’t have to repay it until the home is sold or you’ve changed address.

Each way of funding your home improvements presents specific advantages and disadvantages. Unfortunately, unless you inherit a bunch load of money from a rich aunt, you will need to pick the most suitable borrowing option for your situation.

When it comes to protecting the environment, the benefits are a long way in the future, and the costs are immediate. That’s why, according to interior designer and TV personality George Clark, people aren’t going to change the way they live – at least not without some benefits in the here and now.

Rather than taking an ideological view on the climate, Clark is more pragmatic. He says that if people are going to change, they need some incentives other than another Al Gore presentation about the end of the world.

Fortunately, things have moved on quite a bit since the early days of eco-friendly design. It’s no longer such a compromise to renovate a house in an eco-friendly way. In fact, in some situations, it’s incredibly high tech.

For regular homeowners, this means both getting some benefits and saving money on gas and electricity bills. Living more sustainably and reducing utility costs go hand-in-hand, and it’s something that everybody can benefit from.

Governments have realised this too. In the UK, for instance, the government wants to fit solar panels to 800,000 “social houses” to reduce utility costs for low-income residents. When you compare gas and electricity prices before and after the change, there’s a large difference. And that’s the benefit of eco-living: it helps level the playing field. No longer do you need a substantial income to run a big house, just the right approach to energy usage.

Here are some renovations that are eco-friendly and could save you money in the long term.

Build Draught Excluders Into New Doors

If you’re planning on fitting new doors, you might be able to save a bit of money on your gas and electric at the same time. Rather than fitting draught excluders, which can look cumbersome and get dirty really easily, find ways to use the door itself to plug gaps between one room and another, especially exterior doors. The good news is that the majority of modern exterior doors come with draught-excluding seals which work much better than regular excluders. Find a door that fits the door frame perfectly and put an end to inch-thick gaps under your doors which let in all the cold air from outside.

Buy Furniture And Fittings Second-Hand

Most people think that the biggest energy cost involved in the delivery of goods comes at the shipping stage. But, in reality, it’s actually the manufacturing stage which involves the most energy use, especially for products which contain metal. As a result, even if you buy furniture locally, you may not be reducing the carbon footprint of your renovation.

It’s always better, therefore, to make use of old furniture: furniture that would otherwise have been thrown in a skip and dumped in a landfill. What’s more, second-hand furniture offers opportunities that new furniture doesn’t. Upcycling a piece of new furniture doesn’t make much sense. But taking something that is apparently past its best and making it new again can be a gratifying experience and something that’s well worth doing at least one.

Choose Low Electricity Appliances

When renovating a room, we rarely consider the type of appliances we choose. But it turns out that not only is the choice of appliances essential for eco-living, but it’s also important from a stylistic point of view.

Appliances, like radiators, aren’t just appliances anymore – something which many homeowners just hope will fade into the background. They’re fast becoming focal points for the room. There’s no longer any need to stick with your original cast-iron radiator and decorate the rest of the room around it. You can get different styles of radiators that can be made to suit any room and look good too.

A current favourite is tall, thin radiators that snake their way all the way up a wall to the ceiling. Gone are the ugly traditional column and cast iron radiators. Designer radiators are here to stay, and they look a heck of a lot better than their counterparts. Designer radiators come in chrome, stainless steel, and aluminium, as well as different colours.

Replace Your Drapes With Thicker Material

According to estimates, as much as 30 percent of all the heat lost from a home is lost through the windows. That represents a significant bump to your electricity and gas bill. But the good news is that you can stem the loss of heat through judicious investment in drapes.

Thin curtains might be all the rage right now, but thicker drapes can be made to work too, especially when paired with the perfect interior. You don’t want your drapes to look too heavy or overbearing, like something out of Wuthering Heights, but you do want something that will stop heat escaping, especially now winter is approaching.

Most professional drape suppliers will allow you to choose the tog of the material. Selecting a higher tog can help to keep small air pockets within the material, providing additional insulation and reducing heat loss.

Experiment With LED Lighting

LED lights were originally invented back in the 1990s. But, as with any new technology, they were extremely expensive, to begin with. Today that’s all changed, and the cost of LEDs has come down considerably. No, they’re not quite as cheap as old-fashioned incandescent bulbs just yet, but they’re well on their way. And, importantly, they provide greater bang for the buck: LED bulbs are able three times as expensive as regular bulbs, but they may last thirty times as long and use 10 percent of the energy.

There’s also another feature of LED lights that make them particularly appealing to homeowners: their versatility. It turns out that the underlying LED technology is a lot safer than traditional lighting technology and this means that LED lights can be arranged into all sorts of configurations which simply weren’t possible in the past. LEDs can be made so small and use up such little energy that they are now being fashioned into sources of light which mimic things in the natural world, like rushes and twigs. LEDs can also be placed in areas where it would previously have been difficult to put bulbs, again adding to their versatility. Lighting a space from multiple vectors, for instance, is easier with LED bulbs than other varieties.

Stick With Wood Frames

If all you cared about was looks, which would you choose? Factory-produced UPVC window frames or wood frames? In all likelihood, it’s the latter. And the reason? Factory-produced UPVC frames are generic, ugly and hard to repair if they get damaged. Wooden frames, on the other hand, can be sanded down, chiselled away and be replaced piece by piece if necessary.

But there’s another reason to stick with wooden frames whenever possible: plastic frames are just downright dangerous for the environment. According to health experts, UPVC frames emit a toxin which can harm your health as well as the rest of the environment. Wood frames covered in non-VOC paint don’t.

Fill Your Cavity Walls Before You Start The Decorating

If you’re stripping back your old decor and are looking to replace it with something new, it’s worth thinking about filling the spaces between your cavity walls before you start decorating. Homes which don’t make use of cavity wall insulation can see their gas and electric bills skyrocket. What’s more, halfway through a renovation is the opportune time to start injecting insulating material. It’s cheap, and it’s best to do it while the decorating is ongoing to minimise disruption.

Buy Furniture Made From Recycled Materials

Have you ever wondered where all your recycled plastic and metal goes? Most of it goes back into new packaging products, but a small chunk of it also goes to make furniture.

The great thing about recycled furniture today is that you would never have guessed it was, other than the fact that manufacturers tend to be very proud of the fact. It’s high quality and sometimes more durable than unsustainably sourced furniture, thanks to its high plastic content.

Scrap Radiators Entirely

[Photo courtesy of Bill Nichols/Geograph.org.uk]

As discussed, efforts have been made to redeem radiators. But no matter how hard designers try, they rarely fit into the design of a room. Plus, they’re also not particularly energy efficient according to Clark, which is why you should consider alternatives.

Fortunately, you don’t have to freeze in the winter to keep your home stylish: just choose underfloor heating. Not only does it keep radiators out of your living spaces, but it’s also more energy-efficient, slashing the cost of your gas and electric bills.

Use Local Materials For Renovation Works

Bamboo is often considered to be an eco-friendly material because it grows quickly and comes from bamboo farms. But bamboo is cultivated a long way from its target market. Buyers of bamboo are often people in rich countries in the northern hemisphere, whereas bamboo tends to be grown near to the equator. That means that there’s a lot of energy involved in shipping it to your house. You can bypass all of this, of course, by source sustainable materials locally.

In the experiences of many, getting adjusted to life in a new home can have something of a rocky start. It’s only natural that we take a little time to adjust to a brand-new space. It might be yours, but it can still feel alien, especially as you start to discover the little quirks you don’t love as some of the other features. But the best approach to change your mood on something is the proactive one. If you want to start feeling at home in your new home, you have to hit it running.

[Photo courtesy of BusyHomeschoolDays/pixabay.com]

Taking care of the essentials

One of the biggest mistakes of homeowners is waiting to find out that their new home has flaws. The vast majority of places, unless they’re new builds that you designed yourself, are going to have them. The trick is not let them catch you by surprise. When you move in, start looking over all the essentials that might lead to problems. Start with the utilities, testing every light, every socket, and every tap, as well as learning where the mains and shutoff valves are. Consider the security of doors and windows, the possibility of air leaks in the windows and roof, and more.

Bring out the comforts of home

Regardless of what you didn’t like about where you lived before and why you moved from it, there’s a good chance that there will be some aspects of it that you liked. You might have even been able to bring some along. It might be some of the photo displays you put up. It could be familiar smells that aroma providers like www.livelyliving.com.au can help you replace. Bring out some of the more emotionally engaging parts of the new home first to really establish your identity in the home and make it feel more ‘you’.

[Photo courtesy of kaboompics/pixabay.com]

Making changes

A real issue is moving to a new home when you don’t really have any ideas on what you want to do with it or you have few pieces of furniture or décor ready to be put up. No-one likes living in an empty space. The best way to avoid that issue is to prepare in advance and start buying items to put them in storage. If you neglect to do so, however, then teams like www.therenovationcompany.com.au can help you get a running start at it. The longer your home feels like a “project” rather than a home, the longer it will take you to start feeling at home.

Thinking outside the box

Don’t neglect the outdoors while you’re making changes inside, either. If they haven’t been maintained by the seller, overgrown gardens and faded exteriors can remove any trace of welcoming from the home. Give the grass a cut, add some living space outdoors and give the front door a lick of fresh paint. It can make a huge difference to entering the home.

If you’re content to sit and wait for your home to suddenly become everything you wanted, you might find that you never quite end up getting that. Instead of waiting, take it into your own hands and finish what you started when you first moved in.

If there’s one thing that the super rich love doing, it’s pimping their mega-mansions. It’s almost a rite of passage for them – something they feel they have to do in order to feel a part of their exclusive club. The good news is that a lot of what they end up doing can be replicated in our own homes, sometimes at a tiny fraction of the cost. Here are some of the ways that the rich and famous have pimped out their homes.

Install A Waterfall

Water features are an essential part of pimping up any home. But now a home in Tiburon, California has taken the concept a step further by including a 10-foot waterfall on the inside of the house. The home itself looks more like a temple and has been dubbed “The Nirvana House” which is in keeping with the state’s new age vibes. The future owner of the house will be able to turn the waterfall up or down, from peaceful stream to raging torrent, depending on his or her mood.

[Photo courtesy of Alistair McMillan/wikipedia.org]

The house itself is listed for sale at more than $11 million on a San Francisco brokerage site. That’s pretty steep for most folks, but there’s no reason why you couldn’t include your own waterfall feature in your front garden.

Bullet-Proof Windows

When you’ve got an expensive home, there’s a lot of stuff you need to protect, including the occupants. Bulletproof windows not only stop bullets, but they also prevent the windows being smashed in and thieves entering your home. Bullet-proof glass comes in different grades. The weakest grades will stop a bullet, but repeated assault with a blunt instrument can still smash them. Companies, however, have developed glass hybrids which reflect impact energy and transfer it back into the person hitting the window, preventing breakage.

[Photo courtesy of GregoryButler/pixabay.com]

Heavy-duty glass is, understandably, expensive. However, it’s not necessarily out of the range of many well-to-do homeowners looking for an extra little bit of protection. A house near Central Park in New York recently sold for more than $25 million, complete with a triple layer of bullet-proof glass.

Indoor-Outdoor Pools

[Photo courtesy of Dylan Tweney/flickr.com]

Those who live in temperate climes have a dilemma on their hands when it comes to swimming pools. Should they be built indoors or outdoors? Well, why not both. The owners of a mansion in Snowmass, Colorado have decided to build a swimming pool with half of it inside their home and the other half outside, surrounded by a patio area overlooking the mountains. The exterior painting is designed to complement the outdoor part of the pool, while the indoor section is plain masonry. Will your new pool be as uncompromising?

Home Theatre

Home theaters are all the rage among the rich and famous, especially among actors who can enjoy spending hours watching themselves on the big screen. It’s not unusual for the super-rich to spend upwards of $2.5 million on a home theater, just to watch a DVD that cost $8. The most famous example of a home theater inside a mega-mansion is the theater in the Ziegfeld mansion.

Bigger doesn’t always equate to better. When we’re starting out, there’s a temptation to strive for a bigger house, a bigger car, and lots of stuff. But if the trend to downsize is anything to go by, all of this doesn’t necessarily bring happiness. People are finding that living simpler lives, and getting more out of less, is the way to go.

What Do You Want?

You have a big house, a decent car, and all the latest technologies. But how do you feel when you go to bed at night and when you wake up first thing in the morning? Do you sleep well and get up raring to go, ready to greet the day? Or do you struggle to get to sleep, keep waking up, and feel sick when the alarm clock starts beeping? Many people identify with the latter. They work hard, striving for something they think they want but then when they achieve their goals, it doesn’t bring them happiness or fulfillment. There are many reasons for this, but one of them is likely to be that they strive for what they think they want, without addressing how they want to feel. This is one reason many people have so-called mid-life crises. They get to a point in their life and realize that this is not what they envisaged, and not how they expected to feel.

[Photo courtesy of Brett Sayles/pexels.com]

What Does Downsizing Mean?

We have all seen the articles where people have downsized their lives to such an extent that they are able to live in a tiny one-room house out in the wilderness. While this is fine, of course, it is an extreme example. For most people downsizing just means freeing their lives from unnecessary clutter, living a simpler existence, and feeling freer and happier. It doesn’t necessarily equate to a frugal life, though saving money is one of the benefits.

Downsizing means different things to different people. For some it might be selling their home through a listing agent and moving to a smaller place. For others, it may just mean filtering their belongings, creating more space, and updating their attitude to purchasing.

[Photo courtesy of Ekaterina Belinskaya/pexels.com]

What Are The Benefits Of Downsizing?

There are many benefits of downsizing. For example:

• Reducing unnecessary costs and having more disposable income
• Reducing the time spent cleaning and maintaining your home
• Refocusing your energy and attention on the things that count
• Feeling less encumbered and therefore less stressed
• Feeling freer to do things you enjoy doing

Concentrate On Experiences Rather Than Things

Many people find that spending their money on experiences, rather than things, is a happier and more purposeful way of living. So, rather than having the latest cell phone, tablet, TV, and Blu-Ray player, they invest in holidays, time out with family, hobbies, and interests.

The important point about downsizing is that it forces you to take stock of your life and readdress the things that are important. To downsize you go through a process of removing what is unnecessary and potentially harmful, and focus on what makes you happy.

Part of the excitement of taking a break is that feeling you get when you step into your hotel room for the first time. Just one night spent in the right hotel can lift your spirits, give you a great night sleep and even bring you closer to your partner.

If you have children at home, you’ll know how important it is to create a zone that is peaceful, tranquil and above all tidy! The bedroom is the first thing you see in the morning and the last thing you see at night. So it makes sense to create a place of luxury and class here. It might be worth reviewing Is It Practical To Create A Room Just For Relaxing In after reading this post.

[Photo courtesy of Living Rooms London/flickr.com]

You don’t need a huge budget to make a few changes to a bedroom. One of the most important things about this room is, of course, the statement bed.

Hotel beds are always dressed to impress. Think minimal when it comes to choosing your bedding. White sheets will entice you to crawl in. They look clean and calm. Adding a plethora of cushions may seem pointless when you’re just going to throw them off at bedtime, but every time you step into your room, you’ll feel a sense of pride. You might even start leaving the bedroom door open for your guests to see!

Hotels tend to offer a simple white dressing gown and the fluffiest towels you’ve ever buried your face into, this is probably why people often ‘borrow’ them!

Instead of cluttering up your dressing table with make up and cuff links, leave your surfaces bare placing a couple of neatly folded gems like these bath towels on show, perhaps with your favourite body lotion next to them.

[Photo courtesy of  Thomas Cotton/pexels.com]

A well upholstered chair. There is something wonderful about having a seemingly pointless chair in your room. However a chair placed by a window with a good book laid next to it always entices you to read and even if you don’t get the time, simply knowing it’s there will remind you of the relaxing peace a quiet read can give you. Try reupholstering and painting an old one.

Well hung, contemporary frames with large white mountings and photos of your fondest memories or things you love can have a huge impact on a room. Waking up in the morning to see your kids smiling back at you, kick starts your day the right way. Unlike a miss mash of slightly off centre frames. Be precise.

[Photo credit Abigail Ahern]

Finally, lighting. Lighting can change a room completely. Instead of switching on your ceiling light, invest in a statement lamp like these from Abigail Ahern. If your budget won’t stretch to that, consider something soft which creates an amber warmth. Place in the corner of your room and let it work it’s magic.

It’s time to see your bedroom in a new light. Make small, well considered changes. It’s not about impressing other people. It’s about impressing yourself. Lying in your bed, surrounded by luxury.  

From the smallest of home renovation projects to big new build constructions, you find yourself faced with one particular problem.

Well, okay, you find yourself faced with many problems. You find yourself waking up in the morning to a light layer of dust over everything, and wondering why you ever began this project. You find yourself visiting friends, staring at their walls – without holes in them! – and daydreaming of living in such a place. We all reach a point where the downsides seem to be so substantial, there’s no possible…

[Photo courtesy of Ksenia Chernaya/pexels.com]

Hang on; that wasn’t the point I was trying to make. Okay. Let’s refocus. No more whining; we all know the benefits of home-style construction and why it’s worth it. We live with our choices and embrace them – even if they can be a little problematic at times!

The issue I was originally referring to was much more simplistic. No matter the scope of your project, you’ve probably encountered it: should you buy or rent expensive machinery?

[Photo courtesy of Mark Schellhase/wikipedia.org]

This applies to everything, from a humble power washer when sprucing up your home’s exterior – right through to an excavator for a garden project. Hiring can seem the easiest answer, but it can also be prohibitively expensive. The choice is usually an individual one, but if you’re struggling to make a decision, here’s a few pros and cons on the hiring/buying debate. I’ll take it from the perspective of buying for yourself, for the sake of clarity.

PRO: It’s yours.

The most obvious one, but an important aspect to consider. If you do something to a piece of machinery you have rented – an accident, or misuse that results in a breakdown – you could be in for a massive bill. With your own machine, any potential mistakes that you make are your own. It will be cheaper to repair an item than to compensate a hire company for any damage that results from your use of it. Then when it is repaired, you can still use it free of charge when you own it.

[Photo courtesy of pixabay/pexels.com]

CON: You’re responsible for repair and maintenance.

Even if you decide the initial purchase price is cheaper than renting on a cost-per-use level, that’s not the end of the road. With renting, if a piece of machinery breaks down, it’s not your problem. You can hand it back to be fixed, providing you’re not the one who broke it.

If you own it, however, any breakdowns are going to be yours to deal with. Factor this in when you look at the purchase price.

As an example, let’s say you want to hire a mini digger for a big garden project. Rental is going to cost you $200 per day. You anticipate you’re going to need it for around seven days. The cost to buy your own is $1000 – a saving of $400. Seems an easy choice, until you factor in potential repair costs in future.

There are ways and means of lowering the cost. Performing routine servicing will keep an item running as it should. Replacing parts from a reputable retailer such as Woods equipment and the like can also insure against future issues. There should also be a warranty that means any issue not of your fault will bounce back to the manufacturer. But it’s still worth keeping in mind.

PRO: You can expand future projects thanks to it.

Staying with the example of the mini digger, you might have planned to use it for one particular project. That means it’s going to be surplus to requirements for anything else, right? So hiring might be more expensive, but at least you don’t then have to store a digger you have no other use for it.

You will probably find that you do find a use for it. The scope of your existing projects can change and expand because you now have a piece of machinery that makes more innovative ideas possible.

CON: You run the risk of not being able to take it back.

If you hire something, you always have the option of returning it if it’s not a good fit. You might choose something that isn’t up to the task at hand; or even an item you just don’t feel comfortable using.

When you buy, you’re stuck with it – within reason. All the usual buying laws apply to you, but you have to be careful to read the small print to ensure you can return an item. Some sales policies – especially for larger machinery – may only allow you to return an item for store credit, partial refunds or not at all if the item has been used. Be aware of your rights in case something doesn’t work as you hoped.

PRO: You can hire it out to friends and family.

One way of keeping a piece of machinery running is to make a little money off it. There’s nothing stopping you from hiring it out to your nearest and dearest for a small fee to help contribute to maintenance.

CON: You might not use it.

[Photo courtesy of Peter Griffin/publicdomainpictures.net]

There is always the risk that you will buy something, planning many future projects… and then never feel the need to touch it. If buying is cheaper than renting, then this still might be worth it – it all depends on the storage space you have available.

For smaller items like pressure washers and wallpaper strippers, you probably have a corner of your attic that you can use. For large machinery, then it might be a little trickier to give over space for something from which you’re not getting much use.

PRO: You can always sell it.

However, if the above happens, you always have the option of selling an item on. Returning to the mini digger: you saved $400 when you bought it, paying $1000. If you then sell it on, even for a small amount like $200, your saving goes to $600. Providing you get a good deal on the purchase price, this is definitely something to keep in mind.

Coming around to the decision to give your home a makeover is an easy one.

Of course, the reasons in the pro column are long and substantial. Who doesn’t want their home to look better? Give everything a refresh; change things around so that it all feels like new again? Perhaps your eye has been caught by a new decorating trend, and you can’t wait to try it out for yourself. Or perhaps you’re just the kind of person who tends to need a project.

You find yourself imagining the changed decor; the fresh paint; the new levels of comfort that you can explore. Then, with a screech of brakes, your mind remembers all the reasons you shouldn’t do it.

Sometimes, though, you just have to seize the moment and go for it. If there’s something you want to change about your home, then it’s time to banish the concerns to one side. I’m going to go through all of the usual objections and show why they’re not anything that should stand in your way. Just call me your home decor and renovation enabler!

“I can’t afford it.”

[Photo courtesy of PublicDomainPictures/pixabay.com]

Of course, this one is pretty difficult to argue on the surface of it. If you don’t have the money, then what can you do? You can’t magic it up from thin air and progress on developing a money tree is still limited, so you’ll just have to wait until you can afford it.

The best option in this scenario is to look at a way to change something up without breaking the bank. Rather than a full-scale kitchen remodel, for example, why not go for a facelift? You could change the cupboard doors rather than fitting entirely new cupboards.

The same philosophy applies throughout the house. Craving a new bed to snuggle down into? Maybe that’s outside the budget, but memory foam mattress toppers can give a boost of comfort without the same price tag. Does the carpet really need replacing, or will a deep clean and brush be enough to bring it back up to standard?

“I don’t have the time.”

[Photo courtesy of obpia30/pixabay.com]

Realistically, you probably don’t have the time for most things you do. We get it; life is busy, it’s stressful, and you’re struggling to do the basics. Why should you make your workload easier?

Because you don’t have the time! It’s that simple; the same thing arguing against the scenario is the thing that makes it a necessity. Unless you have a huge chunk of holiday time coming up that you know you can dedicate to DIY, where is it going to come from? You’re going to have to fit it in somewhere. There’s no time like the present, or so the old saying goes.

Putting something off to some fantastical period when you’re going to magically have “more time” isn’t going to work. You can break it down into chunks. Do a little as often as you possibly can to make it less draining.

“It’s a lot of disruption.”

Yes, of course, it is. You have to shop, make decisions, then implement them. Depending on the scale of your project, that might involve a builder being involved or transferring items into new furniture. It will be disruptive – but it’s always going to be. It’s the same as the point about time. Unless you can foresee sometime in the future when you will be able to do these things unencumbered, there’s no point holding back.

“It’s a lot of mess.”

[Photo courtesy of geralt/pixabay.com]

Even the most basic things do cause a mess, but so does life. I’m going to imagine your house tends to require cleaning anyway. So, given the potential end result, what’s the harm in a little extra?

“It’s not a good time.”

There’s a chance this is a legitimate concern and I don’t discount that. If you’re particularly busy, going through a stressful situation or have health concerns – you’re right. It’s probably not a good time and you should wait until it’s more something you can cope with. There’s also seasonal considerations; it’s little use deciding to renovate the garden in winter, for example.

[Photo courtesy of Unsplash/pixabay.com]

Only you can know if the problem is just where you’re at in your life – you know if this is a genuine reason or not. Often, this argument might be masking a concern about one of the above, so check your thinking to see if that’s the case. If it is, then see if there’s something you can do about progress. If not, and it really is a bad time, consider yourself un-enabled for now!

Our homes are definitely our castles. Somewhere to spend time with family and relax so we’re ready to face the world, whatever it throws at us. A home that you feel happy and comfortable in is so important. Are you making the most out of yours? Is the space being used to it’s maximum potential, and does it make you feel happy and inspired? If not, it’s time to fix that.

One option could be a complete refit from a company such as MillionDollarMakeovers.net.au. Alternatively you could pick and choose areas of your home which you want to upgrade. This will make the space functional and beautiful, and will allow you to fully enjoy your home. Here are some of the ways you can make the most of your property.

[Photo courtesy of Mike Birdy/pexels.com]

Add Extra Space

This could be in the form of an extension, a conservatory, a garden room or a loft conversion. If you need more usable space this could be the ideal choice. It could be for a home office, a guest bedroom or studio. Why not make the most of the space on your property and turn it into an additional usable and functional room.

Tackle Repairs

This could be niggly things like a wobbly toilet seat or a leaking tap, or be a case of finishing up half-done projects. Make sure everything works well and looks finished. This will make your home functional and aesthetically pleasing, making it enjoyable to spend time in.

Make The Layout Work For You

If you love hosting dinner parties for friends and family but constantly find yourself running to and from the kitchen all evening, then your current layout isn’t working for you. Consider transforming the space into an open plan area, or changing the doorway to a large arch. The same applies to things like bathrooms. If you have to traipse down long hallways or even up/down stairs to the bathroom during the night, you could consider having an en-suite fitted. Don’t adapt your lifestyle to fit your home. Instead, make your home fit the way you live.

Make it Cozy and Comfortable

Beds, living room furniture, and even garden furniture should all be chosen with the utmost comfort in mind. Having comfortable areas to relax gives you the opportunity to fully enjoy your home. Choose good quality mattresses for beds, and sofas with large, deep seats that you can sit back and lounge on. In the garden, instead of flimsy plastic chairs how about a garden three piece suite or a comfortable swing seat? Since your home is the place to relax, the right furniture will enable you to do this.

Make it Reflect You

Bring in your taste and personality to make it into a space that you really enjoy spending time in. Choose colors that you love, if you’re unsure you could go with neutral decor and bring in color with accessories. Hang artwork that you find beautiful on the walls to inspire you. Find places to display the things you love. Grouping smaller items onto trays is a good way to prevent the space becoming cluttered.

Not everybody will be able to buy that dream home straightaway. Luckily, you won’t have to! You can easily remodel and rebuild your home once you’ve moved in. Home improvement projects are more popular than ever, and there’s a reason for that. They allow people to live out their wildest property dreams that they couldn’t achieve with that first mortgage.

So, if you’re considering remodeling your home, or upgrading a room, look no further. Here are the essential steps you will have to take on your journey!

Step 1: Visualize and plan

[Image courtesy Joy Oil Co Ltd/commons.wikimedia.org]

Simply put, dream! Imagine what the finished product will look like and what you want it to look like. Go down to the library and look at magazines and books for inspiration. Look online at various home remodeling ideas and decide what you want your house to become. There are a ton of different avenues you could take your remodeling, so have a firm vision in place early on. Hire an architect or designer if necessary You can’t simply change your mind halfway through, or when it’s finished!

Step 2: Assess the electricals, plumbing, and wiring

If you’re tweaking and changing a large chunk of your home, then you’ll need some work done on the essentials. Your plumbing, electricals, and wiring may need moving, extending or removing, so speak to a professional. That electrical science you learned in school doesn’t count here!

Wiring is very easy to get wrong or make a hash of. If you’re struggling for help, you should possibly find out more from ElectricalConnection.org. Again, this goes hand in hand with step one. If you decide you want an electrical outlet in a certain place, this should be chosen early on, not halfway through the build.

Step 3: Apply for a loan

Once you have all the costs laid out and plans in place, it’s time to finance your endeavor. It might be worth applying for a loan that’s between 5-15 percent more than your projected budget. This way, if your build goes over costs, you’ll have enough money to cover yourself. You don’t want to have a near-finished job then run out of money.

Step 4: Sign an agreement with your contractor

[Image courtesy Tim Pierce/flickr.com]

If you’re having some roof work done, you want this finished before the rain or cold weather begins. So, make a note of this in your contract! If you’re having garden work done, you’ll need this done before summer so you can enjoy it! Anything and everything you feel is important, note it in a contract. That way, you’ll get the most important/expensive stuff done first, which is the best way to do it.

At this stage, you should also help your contractor identify what areas of your home you can’t touch for legal reasons. If any. If your home is listed, you need to check if you’re allowed to renovate certain parts of it. A government source such as https://www.gov.uk/ is a way to do so.

Step 5: Check progress every single day

It’s important you keep tabs on what’s going on. You may decide you want an extra plug socket, or an extra vent in the bathroom. You may decide to add a feature wall. Whatever it is, ensure you’re happy with how your money is being spent. If you want small changes to be added, now is the time to add them!

So, if you’re after a remodeled home, and you followed these steps, you’ll be on your way to a perfect property. Happy building!