Should you buy a Holiday Home Overseas?

It safe to say get this not as much money in the buy to let market as they used to be. The days when you could get great rates for a property to rent out and make money being a landlord? They’re pretty much long gone. However, it can still work even if it’s not on home soil.  Many savvy people have started investing in holiday homes abroad to make more of their money. They’re all banking on the vast amounts of cash to be made from the inflated prices charged for weekly rental rates during peak season. Most holiday operators put a premium on their prices during the highest demand periods. For example, think school holidays, Christmas and new year. And why wouldn’t they?

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[Photo courtesy of Max Vakhtbovych/pexels.com]

Out of season, the property could sit empty for weeks or even months at a time. And the mortgage and running costs still need to be paid.  You need to be able to offset those outgoings to make sure you can pay for them all year round. If you are thinking about investing in the holiday lettings market, then you need to be careful. It’s time to think long and hard about all the extra money and work involved, which will be more than your typical buy to let in your hometown. One of the reasons that people pay such a high amount to stay in lovely holiday properties is they want to go somewhere a little bit different to home.

Therefore, you need to decide where the best place to purchase is. It could be as close to home or as far away as you like, but remember to make sure you can afford to get there if there’s a major problem. You could plump for a luxury place like the Four Seasons Nevis in the West Indies for something entirely different. If that’s just too far away, stick to a cheap holiday apartment in a less exclusive resort. It all depends on what sort of cash you want to invest.

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[Photo courtesy of Rachel Claire/pexels.com]

Running a holiday property is not a piece of cake. There’s a lot of work involved and you have to ask yourself if you are prepared to do it yourself. If not yet going to have to pay someone to do it for you and that’s going to take a chunk out of your income. There is a reward for all of this extra effort, though. Yields will be much higher, and you could make yourself more money in the long run.  Another benefit adding to the long term appealing investing in a holiday home is that you should receive tax benefits. This means you could make even more profit.

You also need to consider how you are going to get your hands on the funds to buy a holiday home. Unless you’ve got substantial savings, you going to need to borrow some money. You are not going to have as many options as if you were looking for a traditional buy to let mortgage. Calculating how much income a holiday home is going to make can be  little more than guesswork, so lenders are often hesitant.

Have you invested in property overseas? We’d love to hear your stories and tips! Please leave them in the comments below.

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Beat The Heat And Win Back Your Home

It’s definitely getting hotter and it’s becoming harder to spend your time indoors. However, we can’t ignore the nightmare that is the muggy, musty house forever. What we can do, however, is beat it. Here’s how you prepare your home for the worst that summer has to bring and make it into that cool retreat from the heat that we all need. Just a few habits and additions can make the home a much more pleasant place to survive the heat.

Fan, Keys, Mirror, House, Indoors

[Photo courtesy of StockSnap/pixabay.com]

We spring clean for a reason

If there’s anything that’s worse than a home that’s too hot, it’s a home that’s hot, humid, and dusty. Dust isn’t just unpleasant and an allergen. It also makes it a lot harder to control the airflow of the home. It builds in vents and air conditioning units, make them less effective and efficient, driving up the costs. Go for a thorough spring clean of the home and try to stay on top of dust as much as possible. It’s a lot easier to both control dust and to circulate air by decluttering the home, as well. If there’s any furniture you can spare for the moment, move it into storage so you have more spacious, airy rooms that are easy to clean and cool.

Keep the outdoors to the outdoors

Your first thought when summer rolls around might be to let the sunlight in and throw the windows open. However, if you’re cooling the interior, that’s only going to invite hot air in. Solar heating also plays a massive role in increasing the temperature of the room. Use fans as a more energy efficient method of circulation in the room you’re using and close that window, using sun blockers to keep the heat out without completely darkening the room. Don’t neglect the heat that builds in the attic that can get upwards of 150 degrees in the evening. Seal it up by using isotherm insulation and making sure that you don’t have any leaks by way of cracked or missing roof tiles. In the evening, if it’s cooler outside, then you crack open the window and use a window fan to cool the house down.

Remember, energy equals heat

If there’s any reason to get more energy efficient, it’s to make the home a lot more comfortable. Every appliance you keep on when you’re not using it is just adding more unnecessary heat. This effect is in full force in the kitchen most of all. Extractors are well and good, but there are other ways to use less energy when cooking and thus create less heat. For one, you can cook outside. But you can also use a microwave or toaster oven instead of a full-sized oven or use the refrigerator to defrost frozen goods instead of the microwave.

Remember, working to make the home easier to cool isn’t just going to make summer a lot more bearable. It’s going to help you drive down the costs of controlling the environment of your home. Save your money alongside your sanity by following the tips above.

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How to Make Your Home Summer-Ready

Well, we’ve waited for what feels like forever but the summer in very nearly here! After being huddled away from the cold, feeling cozy and warm, it’s time to start getting out into the world and enjoying the sunshine. But one thing that’s important to consider is whether or not your home is actually ready for the summertime. You might think that the only important things are getting your summer body and your summer wardrobe, but you’re going to need different things from your home depending on the season, and it’s much better to sort them out before the summer is fully underway and the heat is too intense.

Let there be light

During the winter months, there’s nothing like a warm, cozy home. Sitting on the couch reading a book by lamplight on a cold night is one of life’s most simple and wonderful pleasures. However, something that might have felt warm and cozy in December is likely to feel dark, stuffy and miserable in the summer. It’s time to make the most of the longer days and start letting in more and more natural light. Throw open your curtains! Arrange your rooms to spread the light as much as possible!

Bring in some air

It’s amazing how fast a home can go from being pleasantly warm to stifling and unbearably hot. The moment you start to feel that way it’s time to open all of your windows wide. In fact, you should open up all of your windows at least a couple of times a week. It will help improve the airflow inside the house and prevent a dank, sweaty atmosphere from setting in.

Get ready for outdoor fun

One part of your home that probably ends up neglected far more than any other during the winter months is your yard. It’s far too cold and wet to go outside, so it ends up going unused and becoming overgrown. Once the sun comes out the first thing to do is to bust out the lawnmower. Then, once the yard is usable again, you can find ways to make it fun, whether it’s by setting up a place for having picnics, or this amazing lounge pool with seats! There’s no better way to spend the summertime than enjoying it in your yard with family and friends.

Change colours

Why not make a big change in your home to match the changing of the seasons? Maybe the colors of the rooms could do with a little revamping? What might have seemed nice and cozy before might make the place seem a little drab and dark now that the sun is shining? Why not go for some bright, vibrant colors to match the weather? Yellows and light blues are fantastic for bringing a sense of life and vibrancy to any home, especially when the sunshine hits them. The right color can make a room feel bigger and brighter all at once.

Luckily, very few of these things will take that much effort, and you’ll be basking in the summer sun and relaxing with a drink before you know it.

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Throwing Shade: Go Low-Tech But Stay Cool

If you know all too well how unbearable it can be once summer hits you’ll already be looking at ways to keep your bills down and your air supply up! Depending on where you live, temperatures can quickly reach 90 Degrees Fahrenheit and it’s much harder to concentrate, sleep and eat when the sun’s at its zenith. One of the best ways to keep cool during the summer months is to stay hydrated. You should also always make sure you carry sunglasses, as even on cloudy days the sun can be powerful, and our eyes are incredibly sensitive.

It may also be worth keeping your curtains open at night, that way the cold air will alleviate the stuffiness in your house once the sun’s gone down. Try to get as much fresh air blowing through your home as possible by opening windows, doors, using fans to circulate and blasting the AC for a few hours so the filters to trap any dirt and debris that may be floating around. You may also have noticed a greater abundance of insects appearing, summer is often where you see the most wasps, bees, flies and beetles. Take precautions by putting up fly screens even if you don’t live in a rural area and check food is never allowed to sit out in the heat, not only will this spoil the flavor and texture but it could make you quite ill. While bees and wasps may look pretty buzzing around your flowerbeds, they have a nasty sting so always know where your tweezers, antiseptic insect bite cream and plasters are!

Brown Woven Umbrella

[Photo courtesy of nastya/pexels.com]

Take Cover

Parasols are great but if you want to make a real difference to the temperature in your home why not buy yourself an awning? The Department of Energy has stated awnings, or shaded covers can reduce heat by 30% simply because the sun rises and the linen cover takes the brunt of the heat while rays bounce off. While awnings aren’t as fashionable as they used to be; they do add a certain charm to your property as well as allowing you to sit outside comfortably. Before buying an awning always check to see if your property is suitable, maintain both the mechanism and fabric to stop cracks or holes appearing and never let children pull or raise awnings themselves as they could get their fingers trapped. Avoid any accidents by using an awning pole, a device similar to a loft pole which attaches to the hook on the underside and lets you pull down the striped sail from a safe distance.

Get Planting!

If you’re very lucky, you’ll live somewhere with lots of trees which isn’t just good for your health because trees take in carbon dioxide and breathe out oxygen, but they also act as a natural barrier and so quite often the temperature in the shade is at least ten degrees cooler than out in the open! However, lots of us believe that as long as there are trees somewhere nearby, we’ll automatically stay much cooler! Sadly, that’s not always the case as depending on where those trees are placed, that’ll decide how much shade you get. If you have no trees close to the house, it may be worth thinking about planting some young saplings now. Choose trees that grow quite quickly like poplars, maples, birches, and willows as well as those that are famed for their leafy, green appearance, so they’ll give you plenty of shade.

To save a significant amount of energy, or at least figure that’ll be noticeable on your next bill plant trees on the south and west-facing sides of your property. Everyone knows that south facing gardens tend to get the most sun, so by creating a tree line there you’ll reduce the heat dramatically. Remember, trees are a natural way to cool down your entire home as well as encouraging wildlife into the neighborhood. When planting always check the property boundaries before you start digging and as long as you don’t cross over onto your neighbor’s land you’re fine.

However, we do suggest being courteous as not only do you not want to start a turf war but it means if you block their beautiful view now they could do the same thing to you later on.

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[Photo courtesy of Pixabay/pexels.com]

Have A Ceiling Fan

It may seem a bit old-fashioned, almost colonial, but high ceiling fans do a fantastic job of keeping the air moving while cooling down rooms you spend the most time in. In fact, the more people you put somewhere small the hotter the overall room temperature gets. This is because we each have our own perfect temperature! Some people feel much colder than others but in a big group heat becomes the dominant force and as it rises things then get fairly uncomfortable quite quickly as people begin to sweat.

Ceiling fans aren’t as ugly as they used to be and now come in a variety of shapes and sizes they’re also quieter than you’d expect. Remember, these fans are designed to keep you from melting so if you’re going out turn the fan off! If you really need your AC on, and let’s face it in mid-summer plenty of us see it as a lifesaver try to look for one that’s as silent as possible. There are also some great quiet ac units out there that won’t make you feel like you’re standing in the middle of an airfield instead of your living room every time you turn on the remote control!

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[Photo courtesy of Tookapic/pexels.com]

White Out!

Do you recall your eighth-grade science lessons and how your teacher told you how snow reflects the heat instead of absorbing it due to it’s lighter color? The same principal applies to our roofs so if you want to lower the temperature below you should mix it up above! It’s often why you’ll find buildings and roofs painted white or yellow in hotter countries so that the encroaching heat doesn’t seep inside. Believe it or not, a report by Climate Change Research suggested that if all buildings and roads in the US were painted white the energy saved could run into millIons of dollars.

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Best Tips When Planning for a Summer House Maintenance

Acquiring a residential house in the modern society is one of the achievements that promote stability, given that the process may sometimes be challenging. It is, therefore, important for one to look for a house that can withstand adverse weather conditions as well as offer adequate security from extruders. During the summer season, it is most likely to experience heat, humidity and summer storms. The summer period enables one to carry out house inspections without interference. There are several aspects to consider, with regards to Summer Home Maintenance. They include,

The Roof

It is important to note that your roof should be inspected annually to check for any defects and assess the roofs ability to shelter you during the rainy seasons. These inspections ensure that you take care of minor roofing faults before they advance into major problems. The roof should always be cleaned to get rid of permanent damage caused by water.

Air Conditioning

This is a critical aspect that keeps you running smoothly, minimizing the summer electric bills. Proper air conditioning ensures Maximum functioning of the fan. Ensure that the coils are cleaned thoroughly and minimize potential fire hazards by eliminating faulty wiring in the house. Changing your air filters once a month, especially when using the unit every day will improve the efficiency of the equipment.

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[Photo courtesy of tpsdave/pixabay.com]

Gutters

Clogging and the presence of additional leaks is a problem that can be eliminated by consistently cleaning the gutters. Gutters should be cleaned twice a year, meaning that the first cleaning activity should be carried out at early winter after most of the leaves have fallen and at early summer after seeds, blossoms and flowers are done.

Window

One of the simplest ways of ensuring that the hot summer heat remains outside is checking the Windows. You should routinely inspect the sealants ensuring that the inside and outside are suitably secured. Besides, you should check for any damages that may have been caused by certain weather conditions to maintain a safe and reliable house.

Pools

Quality pool maintenance activities involve levelling the water, balancing the chemicals, Pump inspection and cleaning the area around and inside the pool. This will enable you to have the facility ready for use during the summer season.

Always consider these tips when planning for your summer house maintenance, and you will not have to worry or run up and down whe

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A Simple Guide To Keeping Your Home Cool In The Summer

Our homes should be our haven. But let’s face it, in those hot summer months it can be quite unbearable to be in and outside. While it’s tempting just to give in to the heat, there are a few things you can do to make your home cooler. Without causing too much strain on the finances. With this simple guide, your home will be a cooler place in know time.

[Image courtesy of deovolenti/pixabay.com]

Focus on your body temperature first.

Keeping your body temperature low is a step in the right direction. Drinking ice-cold drinks and applying a cold compress to your forehead and neck is a great place to start. Also by wearing clothes that are cooler like cotton or linen.

Check out your air conditioning.

Before it gets too warm, make sure your air conditioning is in good working order. It’s no good getting to a point where you need it, and it’s not working. Getting regular ac services drastically improve performance. It will also make sure it does not cost you more than it should to run it.

Keep your blinds closed.

It’s been proven that 30% of your home’s unwanted heat can come from your windows. It might seem simple, but something as simple as closing blinds or curtains can stop your home from becoming like a greenhouse.

[Image courtesy of j_ridley2000/pixabay.com]

 

Use your doors wisely.

Keeping doors shut during the day will allow the cooler air to circulate the rooms you are using. But the opposite should be done at night as the temperature drops. This will allow all the cooler air in your home to circulate throughout reducing the temperature and making your home feel fresher.

Change your bedding sheets.

It’s a good idea to change your sheets through the seasons. Fleecy style bedding is perfect for the cold winter, but you will want something a lot cooler and thinner during the summer.

Let the night air in.

During the summer months, the temperature will drop after the sun sets. If this is the case for where you live, then make the most of it and open the windows in the house allowing the air to circulate. It will also allow you to have a cooler night’s sleep. It’s always difficult to sleep when your bedroom is hot.

Retire your oven during the summer months.

It may seem obvious but by not using your oven you’re going not to create any extra heat. Grilling and changing your cooking habits will be vital for keeping your home warm. The oven expels heat and will only add to your indoor temperature whenever being used.

Use extraction fans in the kitchen and bathroom.

Finally, the last piece of advice would be to make the most of your extraction fans in the kitchen and bathroom. These will suck in the warm air. A hot shower will generate steam as will cooking, no matter how you are doing it. So crack those fans on to help avoid increasing your home’s temperature.

I hope this guide will help your home stay cool in the hot months.

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